医学英语：如何选择合适的医保方案？

The Marketplace is a new way to find quality health insurance.

市场是寻找优质医保的新方法。

Women can compare different plans based on price, benefits, quality, and other features that will help them make informed decisions about their health and the health of their families.

女性可以根据价格、收益、质量以及其他有利于她们为自己和家人做出精明决策的特点来对比不同的医保方案。

You can choose the combination of price and benefits that fits your budget and meets your needs.

你可以选择适合你的预算和需求又兼具价格和收益的方案。

Essential health benefits are minimum requirements for all Marketplace plans.

必要的健康收益是对市场方案的最低要求。

Benefits include, but are not limited to, preventive and wellness services, pediatric services, emergency services, and hospitalization, including surgery.

收益包括但不局限于预防性健康服务、儿科服务、紧急服务和囊括手术在内的住院。

Marketplace health plans must also cover preventive services for women without charging a copayment or coinsurance.

市场医保方案必须包括为女性提供的预防服务，并且不会收取共担额或共付保险费。

These include bone density tests to screen for osteoporosis, mammograms, pap tests, HIV and STD screening and counseling, contraception, and well-woman visits, as well as other services that specifically address the health needs of women.

这些包括检查骨质疏松的骨密度测试、乳房射线检查、巴士涂片检查、艾滋病及STD扫描和咨询服务、避孕、保健成瘾的访问以及其他强调女性需求的服务。

With one Marketplace application, you can choose and compare health plans, enroll in health coverage, and learn about Medicaid and the Children’s Health Insurance Program that covers families with limited incomes.

只需要填写一份市场申请表，你就可以选择对比健康方案、参加健康服务、了解医疗补助计划和覆盖低收入家庭的儿童医保项目。

If you already have insurance, you may be able to lower your costs.

如果你已经有医保了，那你也可以缩减支出。